Terms of Service

Last updated: April 6, 2026

Agreement

By accessing or using applications and services provided by Pennybacker Digital LLC (“we,” “our”), you agree to these terms. If you do not agree, do not use our services.

Use of Services

You agree to use our applications only for lawful purposes and in accordance with these terms. You may not:

• Use our services in any way that violates applicable law
• Attempt to reverse engineer, decompile, or disassemble our software
• Interfere with or disrupt the operation of our services
• Use automated means to access our services except as expressly permitted

Intellectual Property

All content, features, and functionality of our applications are owned by Pennybacker Digital LLC and are protected by intellectual property laws.

Subscriptions and Payments

Some features may require a paid subscription. Subscriptions are managed through the applicable app distribution platform and are subject to that platform’s terms. You may cancel at any time through your platform settings.

Disclaimers

Our services are provided “as is” without warranties of any kind, express or implied. We do not guarantee that our services will be uninterrupted, error-free, or secure.

Limitation of Liability

To the fullest extent permitted by law, Pennybacker Digital LLC shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services.

Changes to Terms

We may update these terms from time to time. Continued use of our services after changes constitutes acceptance of the updated terms.

Governing Law

These terms are governed by the laws of the State of Wyoming, without regard to conflict of law provisions.

Contact

Questions about these terms? Email [email protected].